INSURANCE
Our Services
At RB King Insurance, we make our clients’ experience a high priority. Meeting your needs is of utmost importance, and we want to ensure you have the necessary support in case of any unexpected incident. Our team has set out to simplify the process of acquiring insurance as much as we possibly can, and we will work with you side by side until the end of the process. Our agents will find you the best prices from many insurance companies and give you the option to choose the best and lowest rate. Understanding the differences between different kinds of plans is useful and extremely important when you are considering choosing one for yourself, your family, or employees. We offer a range of insurance services which cover injuries, illnesses, and various other unfortunate incidents.
Personal Auto
Having the right auto coverage is very crucial to avoid any costly repairs or financial loss. It’s very important to know what coverage you are purchasing to avoid been under-insured and be held financially accountable by law.
Homeowners
Home insurance helps minimize repairs, replacement costs and living expenses if something happens to your house or townhome. Fire, wind, hail, lightning, theft—you’re covered.
Health
Health insurance covers the cost of an insured individual’s medical expenses. Understanding the differences between different kinds of plans is very important when you are choosing one for yourself, your family, or employees.
Condo
If you own a condominium, certain common areas of your building are likely covered by your association’s insurance, but the interior of your unit, your personal possessions and liability are not.
Renters
Your landlord likely has insurance to protect the building you live in, but is not responsible for your belongings, the costs of finding another place to live in an emergency, or any personal liability you may face if someone is injured in your home.
Umbrella
The Umbrella insurance covers you and your family by paying claims that exceed the liability limits of your existing auto or homeowners policy. With Personal Umbrella coverage, your home is safe. Your lifestyle is safe. You’re safe.
RV
RV insurance covers several kinds of vehicles, such as motor homes — including Classes A, B, and C; motor coaches; and camper vans — as well as travel trailers, including campers, pop-ups, fifth wheels, and toy haulers.
General Liability
GL insurance provides vital protection for your business. It protects your business should injury or property damage occur to others as a result of your business operations.
Commercial Auto
Whether you use your own car or a fleet of pickups or box trucks to get the job done, we offer the protection — liability, personal injury/medical, comprehensive, and collision coverage and more — to keep your business moving forward.
Life
Life insurance is one of the most beneficial insurances; it give you peace of mind knowing you can provide for your family with financial stability and security when it matters most.
Flood
Though the government determines flood insurance coverage and premiums, you can still purchase your flood policy through RB King Insurance—even if you don’t have an existing property policy with us.
Motorcycle
Motorcycle insurance does not differ much from regular auto insurance in that you need coverage for damage you can cause and damage your bike may suffer from an accident, fire, stolen or just a flat while on the road.
Workers Comp
This is a mandatory type of insurance carried by many businesses. It covers medical costs and a portion of lost wages for an employee who gets injured or ill on the job, and also protects companies from being sued for harmful workplace conditions.
E & O
Having errors and omissions insurance coverage can be an integral part of protecting your business. Accusations of negligence or the failure to perform your professional services are things that any business can be sued for, even if it hasn’t made a mistake.
Boat
There are many kinds of boats and so there are all types of insurance coverages—like personal watercraft insurance, jet boat insurance, sailboat insurance, fishing boat insurance, or house boat insurance—a boat insurance policy is what you need
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